Find the money your loans are quietly taking.
Enter your loan. See the total interest you'll pay over the life of it — and what changes if you pay a little extra or switch to a better rate. Free. No signup.
Your loan
What you still owe on this loan today
From your loan statement — e.g. 9.4
Your current EMI deduction
Fill in your loan details on the left to see how much interest you're really paying.
LoanWise is a calculator. It does the math on your own loan and shows you scenarios. Refinance decisions, lender choice, and investment alternatives are yours to make — consult a SEBI-RIA for personalised investment advice.
Two optional services
We store your audit inputs and track market rates daily. When something meaningful changes, we let you know.
- ✓Rate-drop alert when home loan rates fall ≥25bps below yours
- ✓Monthly auto-refresh — your numbers vs today's market
- ✓Tax claim-window reminders (24(b), 80EEA, 80E)
Information service. Not personalised financial advice.
A 45-minute consultation with a SEBI-registered financial planner who has already reviewed your LoanWise audit.
- ✓Planner reads your audit before the call — full 45 minutes is on you, not on re-explaining your situation
- ✓Walk through your loans, prepayment options, and tax leverage live
- ✓Get the planner's direct contact for follow-ups
Advice provided by SEBI-RIA partner. LoanWise facilitates the booking and pre-shares your audit.
Done with loans — what about your taxes?
Upload Form 16 → AI compares Old vs New regime + finds missed deductions → step-by-step filing guide for incometax.gov.in.